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Business, Home, Auto, and Workers Compensation Insurance in Wisconsin
Every line below is written by the same small team, and you get the same people every year rather than a call center queue. Certificates average 12.5 minutes during business hours. If you are not sure which of these you need, call or text (262) 754-4736 and a real person will get you the answer you need.
29
Years
Independent agency since 1997
5.0 on Google
Top rated agency with 90+ Reviews
12.5 Minutes
Average certificate turnaround time
24
States
Clients served beyond Wisconsin
30+ Carriers
Available to shop during renewals
Business Insurance
Do your employees run errands in their own cars? That is hired and non-owned auto, and it is the coverage most often missing from a small business policy. We write general liability, commercial property, commercial auto, and cyber liability for contractors, restaurants, manufacturers, and professional firms across Wisconsin.
Home & Auto Insurance
Does your auto policy include underinsured motorist coverage? Wisconsin requires uninsured motorist but not underinsured, so if the driver who hits you carries the $25,000 state minimum and your injuries cost more, the difference is yours. We write homeowners, auto, renters, and umbrella.
Workers Compensation
Did you just hire your third employee? Wisconsin requires workers compensation at that point, or sooner if you pay $500 or more in wages in any calendar quarter. Rates are set by the Wisconsin Compensation Rating Bureau, so carriers cannot undercut each other. The savings live in your class codes and your experience mod.
Real Estate Investor Insurance
Do you own a rental that sits empty between tenants? Are you flipping a house, renting by the room, or hosting on Airbnb? Each of those is a different policy form, and a standard landlord policy cuts loss payment once a building has been vacant 60 consecutive days. A property under active renovation needs builder's risk, not a landlord policy.
Life, Key Man & Disability Insurance
Are you a business owner whose company would stall for six months if you were out? Does your household carry a mortgage on one income? Group disability through work typically replaces 60 percent of base salary and stops there, so commission, bonus, and owner distributions go uncovered. Term versus permanent, buy-sell funding, and key person coverage.
Boat, Motorcycle & Collectibles Insurance
Do you own a boat worth more than your car? A collector car you would not accept book value on? An engagement ring, a gun safe, or a wine cellar? A homeowners policy caps jewelry theft at $1,500 total, not per item, and pays actual cash value on a classic car unless you schedule it. We write agreed value coverage for boats, motorcycles, ATVs, UTVs, snowmobiles, and collectibles.
Frequently Asked Questions
What types of insurance does MM Insurance Associates write?
We write business insurance, home and auto insurance, workers compensation, real estate investor insurance, life and disability insurance, and specialty coverage for boats, motorcycles, and collectibles. We are an independent agency, so we shop your coverage across dozens of carriers instead of selling one company's product.
Does MM Insurance Associates serve all of Wisconsin?
Yes. Our office is in New Berlin, and we write insurance throughout southeast Wisconsin, including Milwaukee and Waukesha County, and statewide from Madison and the Fox Valley to Green Bay and northern Wisconsin. We also serve clients in 24 states.
What is the advantage of an independent agency over a captive agent or direct carrier?
A captive agent represents one company. If that company's appetite changes, your agent cannot move you. We represent dozens of carriers, so when one carrier's pricing or appetite changes, we move your coverage and you keep the same agency and the same people.
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How do I get started?
Call or text us at (262) 754-4736, or complete a proposal form online. Tell us what you need covered and we will ask a few follow-up questions, then come back with real options and a recommendation, not just the cheapest quote.​​
Ready to See What an Independent Agency Can Do for You?
Whatever you need covered, business, home, auto, workers comp, real estate, life, or something specialty, we will shop it across dozens of carriers and give you a straight answer. Independent since 1997. Serving clients in 24 states.​
Independent since 1997 | Serving Clients in 24 States | Same people every year