Why Independent Insurance Agents Save Milwaukee Businesses Money

Frequently Asked Questions

What is the difference between an independent and a captive insurance agent?

An independent agent represents multiple insurance carriers and can shop your coverage across many companies. A captive agent (like State Farm or Allstate) only sells products from one company. Independent agents offer more options and competitive pricing.

Does it cost more to use an independent insurance agent?

No. Independent agents are paid by the insurance carriers, not by you. The price of a policy is the same whether you buy it through an independent agent or directly from the carrier, but an independent agent can find you the best price across multiple companies.

How many insurance carriers does MM Insurance represent?

MM Insurance Associates represents dozens of insurance carriers, giving us access to a wide range of coverage options and price points for both personal and commercial insurance.

Can an independent agent help me during a claim?

Yes. Unlike buying directly from a carrier, your independent agent advocates for you during the claims process. We help you file the claim, communicate with the adjuster, and work to ensure you receive a fair settlement.

Why should a Milwaukee business choose an independent agent?

Milwaukee businesses benefit from an independent agent's ability to compare policies across multiple carriers, provide customized coverage recommendations, serve as a local advocate during claims, and proactively review coverage as your business grows.