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Tips & Guides
Insurance tips, checklists, and how-to guides
Your Kid Started a Business. Here's When They Need Insurance (and What to Ask For).
A practical guide for young entrepreneurs and the parents behind them. There is a moment in every young entrepreneur's journey when things get real. Maybe your son started mowing lawns at fourteen and now has twenty regular customers. Maybe your daughter's pressure washing side hustle just landed a commercial property contract. Maybe they hired a buddy to help, bought a truck, or started quoting five-figure landscaping projects. That moment, the one where the side hustle star

Toby Hartman
4 days ago7 min read
Uninsured vs. Underinsured Motorist Coverage: What Every Driver Needs to Know
Most drivers assume their auto insurance will fully protect them after an accident. But what happens when the other driver has no insurance at all, or does not carry enough to cover your medical bills and vehicle damage? That is where uninsured motorist (UM) and underinsured motorist (UIM) coverage step in. These two coverages sound similar, but they protect you in very different situations. What Is Uninsured Motorist (UM) Coverage? Uninsured motorist coverage kicks in when y

Toby Hartman
5 days ago4 min read
Independent Insurance Agent vs Captive Agent: Which Is Better for Wisconsin Businesses?
Choosing between an independent insurance agent and a captive agent is one of the first decisions Wisconsin business owners face when shopping for insurance. The difference affects your coverage options, pricing, service experience, and flexibility. This guide breaks down the key differences to help you decide. What Is a Captive Insurance Agent? A captive agent works exclusively for one insurance company. State Farm, Allstate, American Family, and Farmers are examples of carr
Scott Johanek
6 days ago3 min read
What Insurance Does My Wisconsin Business Need? A Complete Checklist
Every Wisconsin business needs insurance, but the specific coverages you need depend on your industry, size, employees, and risk profile. This guide walks you through each type of coverage, who needs it, and why it matters. Use this as a checklist to make sure your business is properly protected. Coverage Every Wisconsin Business Needs General Liability Insurance Who needs it: Every business, regardless of size or industry. What it covers: Third-party bodily injury, property
Scott Johanek
6 days ago4 min read
Insurance FAQ: Common Questions Answered | MM Insurance Associates
Find answers to the most common insurance questions from MM Insurance Associates. Whether you need business insurance, contractor coverage, home and auto policies, or specialty insurance for real estate investors, our team is here to help. Can't find what you are looking for? Call us at (262) 754-4736. About MM Insurance Associates What is MM Insurance Associates? MM Insurance Associates is an independent insurance agency located in New Berlin, Wisconsin. Founded in 1997, we
Scott Johanek
6 days ago7 min read
Why Independent Insurance Agents Save Milwaukee Businesses Money
Discover why Milwaukee businesses save 10-30% on insurance premiums by working with independent agents. Price competition, coverage matching, and claims advocacy explained.
Scott Johanek
6 days ago1 min read
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